How Does Plink Work?


What is Plink?  I have been posting about Plink lately and many of you have questions. I have listed some of the FAQ from the Plink site here. As always, I would say if you are uncomfortable with an offer – don’t do it!  However, this company is very secure and I have personally used it. I have no hesitations with it, but again if you do, skip the offer!

The basics of it is this – Plink connects to your credit/debit card and automatically gives your points – which then can be used for rewards. Once you sign up, you will add offers to your wallet.

It will tell you what you get for your each of your spending levels.

You can then cash in your points for rewards:

Plink FAQ: 

What is Plink?

Plink is a registered card program that allows you to earn Plink Points and other online rewards for dining out and shopping offline. You select where you want to eat or shop, and Plink activates those offers on your credit or debit card. It’s easy and safe!

How do you know that I’ve eaten at a restaurant that has been selected for Plink rewards?

Plink is designed so you don’t have to carry around an additional card, print out coupons, or use some sort of code to get your rewards. Simply pay with the credit or debit card you register with Plink when joining and we’ll automatically give you your rewards.

How can you afford to give me rewards?

We’ve negotiated special rewards with many of the nations’ top restaurants. They pay us each time one of our registered members dines at their restaurant and we share that reward with you.

Can I earn rewards for eating at a restaurant multiple times?

Yes. Each restaurant has specific promotions, but in general, you receive rewards every time you eat at one of the Plink restaurants that you’ve unlocked. Please see the details for each offer for more information.

Can I add more than one card?

Currently you can only register one card for Plink rewards. This means you should register the card you use the most so that you don’t miss out on any rewards.

Why can’t I find my bank? Or I found my bank, but it says it’s unsupported. Why?

While Plink works with most banks, there are still a few that we don’t support. As soon as Plink is confident that we can successfully reward you for purchases made through a particular banking institution, we will add that bank to our supported list. We are constantly working to add banks to the Plink program, so your bank may become available at a future date. In the meantime, if you have a different credit card, you can register that.

Why does Plink need my login (username and password) information for my credit or debit card provider?

We use your login credentials to establish a secure connection with your financial institution in order to automatically download your transaction information and match your purchases with offers you activated with Plink. Once a match is found, Plink automatically awards you.

Is Plink safe?

Your account is safe with Plink. We use bank-level encryption to secure your login credentials. Our system only scans your transactional data to track your purchases so that we can award you with Plink Points or other incentives. Your personal information is never sold or shared in any way.

How do you store my bank login information on your servers?

We don’t store your bank login information on our servers. We partner with a third party financial services organization who stores your bank login information in a secure, encrypted, and highly monitored environment. Your data is kept safe through the use of industry leading best practices and technology such as firewalls, intrusion detection, SSL, password protection, data security, data integrity, physical security, and third party audits and inspections.

Can someone see or steal my credit or debit card account number?

We never ask for your credit or debit card account number, so this information can never be seen or stolen from your Plink account.

What if I delete my account? Do you keep my bank login information?

Absolutely not. If you delete your account, ALL your bank login information will be deleted.

How can I delete my account?

If you ever want to delete your account, please email support@plink.com with your registered email address. (If you registered via Facebook, this will be your Facebook email address.) We will delete your account immediately.

You can learn more about Plink here and get a FREE $5.00 Gift Card .


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  • http://www.AlexanderTsui.me/ Alexander Tsui

    It seems like now, one week after I signed up, my Discover card that I registered to my Plink account, had a transaction that was unauthorised by me and, therefore, is fraudulent. Because Plink gives out gift cards, I have reason to indirectly believe Plink isn’t what I want.

    Thanks for providing account deletion instructions. Nowhere on the Plink website does it show such information.

    I won’t be using Plink again and I’ve already sent them a deletion request.